Keeping pace with credit rules across markets

A rule check is only as good as the rule behind it. When a regulator changes a cap or a disclosure format, the check has to change with it, in that market and nowhere else.

How we track changes

We hold the rules per market with a source and an effective date for each one. When something changes, we update the rule, note what moved, and the checks pick it up. Products that relied on the old rule surface as failing until they are brought back in line.

This keeps compliance close to the product instead of bolted on at the end. The team sees the impact of a rule change the same day it lands.