Define a product. Know it’s correct before it ships.
Workspace is where product, compliance, and risk teams define lending products as structured definitions — and prove them under their market’s rules before anything goes live. Simulated schedules, the official cost, coherence checks, a signed history.
The product is yours.
The market is the law.
Workspace separates two things usually tangled together. Amounts, terms, rates, and fees live in the product — the company’s choices. Rate caps, the official cost formula, tax, rounding, and late interest live in the market — the regulator’s mandates. A product points at the market rules it is judged under.
Defined once, checked two ways at the same time:
Holds together on its ownStays inside the market’s limitsThe same path, every day.
Setup is short — market, company type, license — and it decides which rules everything after is read against. A SOFOM in Mexico is judged as a SOFOM in Mexico, not as a generic default. From then on, the path repeats with every change.
Define
Enter the product as a structured definition — type, rate, fees, taxes, rounding, caps, amount and term ranges. Every edit writes a new version.
Simulate
Give the engine an amount and a term. It returns the schedule, the official cost by the market's method, and the coherence checks.
Ask
The agent reads the definition and the market's rules, answers with citations, and proposes a concrete change where a product is weak.
Approve
A person reviews, signs, and the change goes live as a new version. The old ones stay exactly as they were.
Prove the numbers before they ship.
The same engine that runs real loans does the math here, in simulation mode — no live book, no borrower records. Give it an amount and a term; it returns the schedule, the official cost by the market’s method, and whether the product holds together at all.
The agent drafts.
The operator decides.
A manager or compliance officer asks about one product or the whole catalog. The agent reads the definitions, retrieves the rules for the company’s market and license, and answers with the sources behind it — finding weak products and proposing concrete changes. The product never depends on it.
Answers carry sources
Every finding links the rule or the simulation it stands on — the market's method, the product's version.
Never computes money
When an answer needs a number, the agent asks the engine to simulate. It never does the arithmetic itself.
Never edits alone
The agent proposes a version; a person reviews, approves, and signs it. Every approval is logged.
The same discipline covers documents — disclosures, plain-language terms, contract templates. The agent drafts them from the product and the market’s rules; the person keeps the final say.
Nothing changes quietly.
Every result in Workspace traces back to the exact product version and rule set that produced it — because versions never change after they are written, and the arithmetic never depends on who runs it.
Immutable versions
A version is frozen once written. Going live moves a pointer, and every past result keeps the exact version that produced it.
Signed approvals
Every change carries a signer and an effective date, appended to a tamper-evident history.
Exact arithmetic
Money in integer centavos, rates in basis points, no floating point. The same product returns the same number — indefinitely.
Two plans. The full product in both.
Workspace is sold as a monthly subscription. Both plans carry everything above — the difference is how many people work the catalog. Pricing at the demo.
Professional
1 accountFor a single operator who owns the catalog end to end.
- Full catalog, versioned and signed
- Simulation: schedule, official cost, coherence
- The agent, with citations and proposals
- Documents drafted and kept in one place
Billed monthly · pricing at the demo
Team
up to 5 accountsFor product, compliance, and risk working the same catalog.
- Everything in Professional
- Up to five named accounts, one catalog
- Every approval signed by the person who made it
Billed monthly · pricing at the demo
Bring your numbers — we’ll walk the plans through them.
Everything you define here carries into the Engine.
The catalog, the market rules, the simulation math — the exact seed real loans originate against, with no migration. Origination, servicing, and the live ledger belong to the Engine.
Prove your first product before it ships.
Bring one product from your catalog — we’ll define it, simulate the schedule and the official cost, and run the checks on your numbers.